@misc{ais_repository_6485,
  title = {CHALLENGES OF DIGITAL TRANSFORMATION OF SHARIA COOPERATIVES AFTER OJK DELEGATION: AI E-AKAD CONSTRUCTION, PDP LAW COMPLIANCE, AND SHARIA DIGITAL GOVERNANCE IN BERAU REGENCY},
  author = {FAHYUDA RAMMADAN},
  year = {2026},
  publisher = {S2 - Ekonomi Syariah},
  howpublished = {Repository AIS},
  note = {oai:ais:artikel:10}
}