@misc{ais_repository_3161,
  title = {Beware The Beast Within : Strategi Mencegah dan mengendalikan Kredit Lalai Pemangsa Credit Union (BI Corner)},
  author = {None},
  year = {2025},
  publisher = {},
  howpublished = {Repository AIS},
  note = {oai:ais:library-item:2823}
}